List of Documents

The User shall be deemed to have accepted and agreed to the following terms and conditions upon the Users usage of the website www.itproposal.com

The term "User" shall mean the User who is browsing the website www.rgassociates.com (Site).

The domain address www.rgassociates.com is owned by RG Associates All content present on this Site, including all the software, text, images, graphics, video and audio used on this Site, is exclusive and proprietary material owned by RG Associates

The RG Associates name and logo are trademarks which belong to and are owned by RG Associates These trademarks may not be used in any manner whatsoever without prior written consent from RG Associates

By using the Site, the User agrees to follow and be bound by the following terms and conditions and these terms and conditions may be revised or modified at any time by RG Associates without any notice to the User: No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from RG Associates All rights not expressly granted herein are reserved.

Unauthorized use of the materials appearing on this Site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. RG Associates may monitor access to the Site.

RG Associates may terminate the User's access to the Site at any time for any reason. The provisions regarding disclaimer of warranty, accuracy of information, and indemnification shall survive such termination.

RG Associates makes no warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to any information, data, statements or products made available on the Site.

The Site, and all content, materials, information, software, products and services provided on the Site, are provided on an "as is" and "as available" basis. RG Associates shall have no responsibility for any damage to User's computer system or loss of data that results from the download of any content, materials, information from the Site.

RG Associates may unilaterally change or discontinue any aspect of the Site at any time, including, its content or features.

RG Associates will not be liable for damages of any kind, including without limitation, direct, indirect, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use the Site, or any information provided on the Site, or for any other reason whatsoever.

The User agrees to indemnify, defend and hold RG Associates harmless from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any misuse by the User of the content and services provided on the Site.

The information contained in the Site has been obtained from sources believed to be reliable. RG Associates disclaims all warranties as to the accuracy, completeness or adequacy of such information.

The Site provides links to web sites and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the Site. The User agrees that RG Associates is not responsible for the availability of, and content provided on, third party web sites. The User is requested to peruse the policies posted by other web sites regarding privacy and other topics before use. RG Associates is not responsible for third party content accessible through the Site, including opinions, advice, statements and advertisements, and the User shall bear all risks associated with the use of such content. RG Associates is not responsible for any loss or damage of any sort that the User may incur from dealing with any third party.

RG Associates makes no warranty that: (a) the Site will meet your requirements; (b) the Site will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.

RG Associates is sensitive to privacy issues on the Internet and in general has no objection to the User accessing its website without providing any personal information. However, there are circumstances like those listed below, when RG Associates may request you to provide your personal information.

Collection of personal information for propagating business In some circumstances, RG Associates may request for some personal information from you, like your name, e-mail address, company name, or telephone number. You are at liberty to respond or not to respond to these inquiries and any and all information provided is strictly voluntary. RG Associates uses this information to get valuable feedback from your experience on our Web site. In addition, RG Associates may also use your personal information for its other business purposes or in order to help serve you better, be it by informing you of new services, products, alliances etc. that could help you in your business. You shall not claim that any information which is voluntary posted by you on this web-site is confidential and/or proprietary. In general, you can visit our site without disclosing any personal information. However, there are areas of this site that require this information to complete certain functions, and may not be available to those choosing not to reveal the information requested. You recognize and understand that there is no compulsion on you to provide us with your personal information and any and all personal information provided by you to us is with your full consent, own volition and desire to provide such personal information. You also understand that we are under no obligation to verify the source from which the personal information about you is provided to us, and they are deemed to be provided by you.

Collecting information for on-line surveys

At times, we conduct on-line surveys to better understand the needs and profile of our visitors. When we conduct a survey, we will try to let you know how we will use the information at the time we collect information from you on the Internet. If you are not happy with the reasons of the survey you may refrain from contributing to it.

Collecting domain information

RG Associates collects domain information and not the email addresses of its visitors as part of its analysis of the use of this site. This data enables us to better know which customers visit our site, how often they visit, and what parts of the site they visit most often. RG Associates uses this information to improve its Web-based offerings. This information is collected automatically and requires no action on your part. By accessing our site you grant your unconditional consent to allow RG Associates to collect your domain names.

Disclosure to third parties

In cases where we believe that business interests will be served, RG Associates may share your information with its Business Partners, who can alert you about new products and services to improve your competitive edge. Upon receipt of any alert, if you desire to be removed from such an alert list, you may inform the sender or unsubscribe from the list as provided in each mail alert. However, you shall not be entitled to treat such alerts as unsolicited, nor shall you be entitled to take any action against RG Associates or its Business Partners vis-vis any such alerts. We may also be required to disclose your personal information in the event of a legal proceeding, court process, investigation or any such other process where we are required to do so by applicable law or where we have to establish our legal rights or where disclosure is required to prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person etc. We may also be required to disclose your personal information in the event of a business reorganization, amalgamation or merger.

Use of cookies

Some pages on this site use "cookies," which are small files that the site places on your hard drive for identification purposes. These files are used for site registration and customization the next time you visit us. Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. By not accepting cookies, some pages may not fully function and you may not be able to access certain information on this site. Our site may contain links to other sites such as our partners and affiliates. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. RG Associates reserves the right to change, modify, or update this statement at any time without notice.